Other Funding Ideas | Breakthrough Funding

Other Funding

There are lots of other ways of receiving business funding besides cash for innovation. In our opinion none of them are quite as good or as uncomplicated as R&D tax relief, because we can get this money for you without a loan and without giving equity, but if you don’t pass our “Do I Qualify” test, we hope these links are helpful...


This means a number of unrelated individuals (or peers) lending their own money to you at an agreed rate. You bypass the high street banks and more traditional lenders, but it’s still a loan. Usually the transactions are carried out online via a website. Our favourites are:


Quick and easy online access to food and beverage investment opportunities. Get access to professionals in food, technology, business and finance.

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The UK Angel Investment Network

Connecting UK entrepreneurs and angel investors. Entrepreneurs submit pitches to their platform with the aim of meeting angel investors who will provide funding and advice for their business.

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Specialising in investing in start-ups, you usually have to give up some shares in your business in return for cash investment.

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Lending Crowd

Get a business loan from this fast growing peer-to-peer lending platform. They match investors with SME’s seeking small business loans.



Give away equity (part ownership) in your business or get a loan from professional investors and individuals. Tends to be aimed at early-start companies.

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Angels Den

Introductions to business angels and online individual investors who will want a stake in your business in return.

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Funding Circle

Specialising in lending, you can borrow from £5,000 to £1 million mostly from individuals.

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A range of borrowing options for small businesses. You will be matched to individuals keen to lend their own money.

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White Oak UK

White Oak UK offer short term loans for small companies wanting to spread the cost of corporation tax or ease the pressure on VAT payments. They do lots of other types of finance too and their mission is to help smaller businesses get the finance they need with as little fuss as possible.

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The guys at Integritas specialise in helping SMEs, particularly for expansion funding or to finance an acquisition or management buy out. 

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Business Support and Grants

Business is Great

Comprehensive site with information, support and advice for start-ups and high growth companies.

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Innovate UK

Smart grants and other support for innovative SMEs. Beware though that if you qualify for an Innovate UK grant it may affect your ability to claim R&D tax credits.

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First Site Guide

If you're new to setting up a business and not sure how to start, run and grow your online presence, these are the people for you - toolkits, video lessons and how to guides.

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Business Rates Relief

Business rates can be a large chunk of your outgoings - make sure you apply for business rate relief from your local council.


Start up Loans

Loans up to £25,000 for start ups and companies who've been going for less than two years.

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The UK Business Angels Association

A list of business angels and their networks in your area.

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Kent and Medway Business Fund

0% interest loans between £50,000 and £500,000 for start-ups, small businesses and social enterprises in Kent and Medway who are seeking to expand their business.